By Anna Sherry

Updated on 2025-09-25

100 % Helpful

Is Samsung Care+ Worth It? An Easy Guide for 2025

By Anna Sherry

2025-09-25 / Android Tips

You just bought a new Samsung Galaxy phone or watch. It's exciting! But then you see the offer for "Samsung Care+." It's an extra monthly or yearly cost. So, is Samsung Care+ worth it?

The short answer is: Samsung Care+ is worth it if you want peace of mind against expensive accidents. If you are careful and always use a case and screen protector, you might not need it. But if you're worried about drops, spills, or cracks, it can be a financial lifesaver. Let's break it down in simple terms.

Part 1. What is Samsung Care+?

Part 2. What Does Samsung Care+ Cover? (The Good Stuff)

Part 3. Samsung Care+ Plan Comparison: Price & Coverage at a Glance

Part 4. Final Verdict: So, Is It Worth It?

Part 5. FAQs about Samsung Care+

Bonus Tip: What If Your Samsung Phone is Locked?

Part 1. What is Samsung Care+?

Samsung Care+ is a protection plan. It's like insurance for your device. It goes beyond the standard 1-year warranty that comes with your new device. The standard warranty only covers problems that are Samsung's fault (manufacturer defects). It does not cover accidents.

Samsung Care+ does cover accidents, like:

Dropping your phone and cracking the screen.
Spilling water or other liquids on it.
Other accidental damage.

Part 2. What Does Samsung Care+ Cover? (The Good Stuff)

The coverage depends on if you have a phone or a watch, but here are the key benefits:

Accidental Damage Protection: This is the main reason people buy it. If you crack your screen or damage the back of your phone, Samsung Care+ will repair it for a much lower cost than a full repair.
Water & Dust Damage Protection: Dropped your phone in the sink or got caught in the rain? You're covered.
Battery Replacement: If your battery's health drops below a certain level, you can get it replaced for free.
Unlimited Screen Protections: You can get your screen fixed for a low service fee as many times as needed (with a limit per year).

Part 3. Samsung Care+ Plan Comparison: Price & Coverage at a Glance

To help you see the difference clearly, here is a simple table comparing the costs and benefits of Samsung Care+ against handling repairs yourself.

Example for a Samsung Galaxy S24 Ultra:

Please swipe to view

Feature

With Samsung Care+

Without Samsung Care+ (Out-of-Pocket)

Plan Cost (per year)

Approximately $120

Cracked Screen Repair

Small service fee (e.g., $29)

Full repair cost (e.g., $300+)

Other Accidental Damage (e.g., water damage, broken back glass)

Higher service fee (e.g., $99)

Very high repair cost (e.g., $400+)

Battery Replacement

Covered if capacity falls below 80%

Approximately $80 - $100

Coverage Period

Up to 2 or 3 years (depending on plan)

Standard 1-year warranty (manufacturer defects only)

Number of Claims

Multiple claims allowed (limits apply per year)

N/A

The table shows that Samsung Care+ turns a large, unexpected expense into a small, predictable cost.

One accident pays for itself: A single screen repair without Care+ costs more than the entire annual plan fee. After just one repair, the plan has already saved you money.
It's about risk management: You pay a known yearly fee to protect yourself from potentially very high, unknown repair bills.

Remember: Always check the latest prices and terms on the official Samsung website for your specific device and country, as costs can vary.

What You Pay vs. What You Save

This is the most important part. Let's compare.

Without Samsung Care+:

A cracked screen repair for a high-end phone like the Galaxy S24 Ultra can cost $300 or more. A full phone replacement can be over $1,000. You pay this full amount out of pocket.

With Samsung Care+:

You pay two costs:

The Plan Fee: This is a monthly or yearly payment to Samsung.

The Service Fee: This is a smaller, fixed fee you pay for each repair.

Example for a Galaxy S24 Ultra:

Samsung Care+ Plan: ~$12/month or ~$120/year.

Screen Repair Service Fee: ~$29.

Other Damage Service Fee: ~$99.

So, if you crack your screen, you pay only $29 instead of $300+. That’s a huge saving after just one accident.

Who Is Samsung Care+ NOT For?

Samsung Care+ is not for everyone. You can probably skip it if:

You always use a strong case and screen protector.
You are very careful with your devices and rarely have accidents.
You don't mind the risk of paying a high repair cost if something does happen.
You upgrade your phone very often (every year) and the device is rarely at high risk.

Part 4. Final Verdict: So, Is It Worth It?

Think about these questions to decide:

1. How much did your device cost? The more expensive your phone or watch, the more sense Samsung Care+ makes. Protecting a $1,200 phone with a $120/year plan is a smart investment.

2. What is your lifestyle? Are you active, outdoorsy, or often around children? Higher risk of accidents means more value from the plan.

3. How is your past experience? If you've cracked a screen before, you know it can happen to anyone.

Our Recommendation:

For flagship phones (Galaxy S Series, Z Fold/Flip): YES, it is often worth it. The repair costs for these devices are extremely high. Samsung Care+ offers great financial protection.
For mid-range phones (Galaxy A Series): Probably NOT. The cost of the plan might be close to the cost of a repair. It's often better to just pay for a repair if needed.
For Galaxy Watches: Consider it. Watches are on your wrist all the time and can easily get scratched or damaged. The service fee for a watch repair is usually very low, making it good value.

Part 5. FAQs about Samsung Care+

Q1. What does Samsung Care+ not cover?

Samsung Care+ does not cover:

Loss or theft of the device.
Cosmetic damage that doesn't affect functionality (like minor scratches).
Theft or loss of the device.
Damage caused by intentional acts or misuse.

Q2. How much is the Samsung Care Plus deductible?

The deductible is called a "Service Fee." It varies by device and damage type. For phones, it's typically: screen damage: Around $29; other damage: Around $99.

Q3. What is the difference between Samsung Premium Care and Care Plus?

There is no difference. "Samsung Premium Care" was the old name for the plan. It is now universally called "Samsung Care+". They are the same service.

Q4. How does Samsung Care+ differ from warranty?

Standard Warranty (1 year): Covers manufacturer defects (problems that are Samsung's fault). It does not cover accidents.
Samsung Care+ (1-3 years): Extends coverage and adds accident protection (drops, spills, cracks) for a service fee.

Bonus Tip: What If Your Samsung Phone is Locked?

We've talked about protecting your phone from physical damage. But what about software problems? A common and stressful issue is getting locked out of your phone because you forgot your PIN, pattern, or password.

This is where a reliable software tool can be a lifesaver. One well-known option is Tenorshare 4uKey for Android.

What is 4uKey for Android?

It's a desktop program (for Windows or Mac) designed to help you unlock your Android phone if you're locked out. It can easily remove various types of locks, including PIN, pattern, password, and even Google FRP lock. No previous password or Google account required!

When Would You Need It?

You forgot your lock screen password.
Your screen is unresponsive, and you can't input the correct pattern.
You bought a second-hand phone that is still locked by the previous owner.

Steps to Unlock Android with 4uKey Android Unlocker

Get Tenorshare Android Phone Unlocker downloaded on your computer and connect your device for free.
On the home interface, please click on "Remove Screen Lock" function.

remove screen lock with 4ukey unlock tool

Then, click on Start button and confirm it with Yes to reset your Android phone.

remove the lock screen passcode from android

Once the removing process done, you need to enter recovery mode. Follow the steps on interface to go on.

In the end, Tenorshare 4uKey for Android will auto unlock your device.

Conclusion

In conclusion, Samsung Care+ is about buying peace of mind. It’s a safety net for your expensive tech. For most people with a premium Samsung device, the low cost of the plan is a small price to pay to avoid a very large and unexpected repair bill.

While Samsung Care+ protects your hardware, having a tool like Tenorshare 4uKey for Android in your back pocket can save you from a frustrating software lockout. It's a good idea for anyone who wants to be fully prepared for both physical and digital emergencies with their device.