How To Bypass Apple Pay Verification? 5 Proven Way in 2024

by Anna Sherry   Updated on 2024-03-12 / Update for  iPhone Tips

“I don’t want Apple Pay, how do I bypass so I can download free apps? I was able to do this on all my other iPhones.”

--Apple community

Technology sometimes can behave in weird ways. For instance, having to deal with the “Verification Required” notification prompt every time you choose to download an app or a game from the App store. What is even weirder is the fact that the app or game you want to download is totally free and hence has nothing to do with Apple Pay.

But while this Apple Pay verification code required thing may be annoying, it isn’t uncommon and therefore probably has something triggering it.

In this article, we dive into how to bypass Apple Pay verification and its cause.

Why Does it Say Verification Required on App Store?

Here are a few reasons that may explain why “Verification Required” on App Store prompt is appearing in your case even when trying to download free apps –

  • You haven’t or don’t update your payment methods as required by Apple.
  • You have an unpaid or outstanding payment balance on your iPhone such as towards your ongoing subscriptions.
  • This is your first time downloading a paid or a free app on your iPhone.
  • There probably is some issue with the current payment method that you tried using or that which is already associated with your Apple id.

Getting annoyed on getting “Verification Required” prompt on App Store again and again. Well, the following are some methods on how to bypass card verification Apple Pay you should try.

 how to bypass apple pay verification

Method 1: Change or Update an Expired Payment Method

A change in your credit or debit card active status, for example hitting expiry or you getting a new card will in most cases be automatically updated by your card issuing authority. However, if this doesn’t happen on its own, then it certainly means changing or updating your payment methods manually.

To do this, remove the old payment method from Apple Pay and add a new one. Once done, you will no longer be bothered on how to bypass card verification Apple Pay. Here are the steps to follow:

  • Enter the “Settings” menu on your iPhone or iPad and select your Apple ID.
  • Next, choose “Payment & Shipping” and here you will be required to enter your Apple ID password.
  • Once verified and inside, tap “Add Payment Method” to add new credit/debit card information as your new payment method.
  • Now that you have added a new payment method, it’s time to remove the expired one. Hit “Edit” and then next to the payment method you want to remove, tap on the red minus/hyphen sign, and hit “Delete”.
  • update the payment method

Method 2: Clearing Out Your Unpaid/Outstanding Balance

This second method on how to bypass verification on Apple Pay involves paying any unpaid/outstanding balance for previous purchases and subscriptions bought on App Store.

  • Go to the “Settings” menu on your iPhone or iPad and hit your Apple ID.
  • Inside, tap “Media & Purchases” and then select “View Account”.
  • Now find and hit “Purchase History” and inside it scroll down the list containing all your previous purchases and subscriptions bought.
  • clear the balance to  bypass apple pay verification
  • Look for any outstanding balance payment amounts mentioned in red next to any of the purchases and/or subscriptions in this list.
  • If you find any unpaid amounts, pay them now to stop the “Verification Required” prompt.

Method 3: Enabling the “Don’t Require” Option

You may have turned on the Screen Time option which restricts downloading apps and making purchases. Hence, follow these steps to avoid seeing Apple Pay verification code required prompt using the following steps.

  • On your iPhone’s “Settings” menu, select “Screen Time” and then “Content & Privacy Restrictions”.
  • Next, select the “iTunes and App Store Purchases” option and inside it, tap on “Don’t Require”.
  • tap on don’t require
  • Now while still on the same section, tap on the “In-app Purchases” option above and select “Allow”.

Method 4: Signing Out and then Signing In Again into Apple ID

Another proven method on how to bypass card verification Apple Pay is by simply signing out and then signing in again into your Apple ID. This may refresh your account and hence stop showing the “Verification Required” prompts.

Method 5: Ultimate Proven Method on How to Bypass Apple Pay Verification

All the methods mentioned above on how to bypass card verification Apple Pay are excellent and do work. However, they require entering Apple ID password at some point to initiate or finalize the action.

Hence, what to do if you don’t remember your Apple ID password yet need a proven method on how to bypass Apple Pay verification. Well, for situations like these, we always recommend using Tenorshare 4ukey.

Tenorshare 4ukey is an amazing tool packed which can help you bypass “Verification Required” Apple Pay issue. It bypasses screen locks on iPhones, iPads, letting you back in. It also helps to remove forgotten Apple IDs and MDM profiles in just few clicks.

How to Bypass Verification on Apple Pay Using Tenorshare 4uKey?

  • Download, install, and run Tenorshare 4uKey first. When launched, click “Remove Apple ID”.
  • Now connect your iOS device to your PC. When notified, unlock your device’s lock screen and tap “Trust” to proceed.
  • If Find My iPhone is disabled, you can directly click 'Start Remove' to begin removing your Apple ID.
  • mct-bypass-tool
  • If Find My iPhone is still on, don't worry. You can proceed by downloading the firmware package. (This will update your iPhone to the latest iOS version as part of the removal process.)
  • mct-bypass-tool
  • Once the firmware download is complete, verify that you have a screen passcode set up and Two-Factor Authentication enabled for your Apple ID. Then, click 'Start Remove' to begin the Apple ID removal process."
  • mct-bypass-tool
  • The program will take a few minutes to remove your Apple ID. Afterward, you may be presented with a setup screen on your iPhone.
  • mct-bypass-tool

Extra Tips. How to verify card for Apple Pay without calling?

As we explore methods to bypass Apple Pay verification, it's crucial to understand how to verify your card for Apple Pay with calling the bank service. This verification process is pivotal in ensuring the security and functionality of your Apple Pay account.

1. Verifying Through the Card Issuer’s App

  • Open your card issuing authority’s app on your iOS device.
  • Next look for the options to enable or add “Apple Pay” option.
  • Then simply follow the on-screen prompts as they verify your card.

2. Verifying Through the Apple Wallet

  • Open the Apple Wallet app on your iOS device.
  • Now hit “+” (plus/add) sign button in the top-right corner.
  • Next, select “Debit or Credit Card” option and enter the card details.
  • Lastly, follow the on-screen prompts to complete the process.


What if I don’t have a verification code for Apple wallet?

No Apple Pay verification code? Try this:

  • Double-check: Ensure your contact info is correct with both Apple and your bank.
  • Wait a bit: Codes can take a few minutes.
  • ontact your bank: They might resend the code or verify another way.


Having to frequently deal with the Apple Pay verification required prompt can be quite annoying at times especially if you don’t know how to bypass it completely.

Fortunately, the 5 best methods on how to bypass Apple Pay verification in this article can help you do this easily.

Moreover, the last one using Tenorshare 4ukey tool is an ultimate solution when nothing else seems to work for you or you don’t remember your Apple ID password.