Quick Fixes for iOS 26 Beta Banking Apps Not Working Issues

authorPic

By Jenefey Aaron

2025-06-13 / iOS 26

Rolling out iOS 26 Beta can be exciting—but many users are discovering a troubling issue: banking apps not working on iOS 26. From crashes to infinite loading and false warnings, these glitches can disrupt your financial access.

In this detailed guide, we’ll explore real user experiences, uncover what’s going wrong, outline fixes, introduce powerful fixes, and share essential tips to navigate iOS 26 Beta safely.

ios 26 banking apps not working

Part 1. Overview: iOS 26 Beta Banking Apps Issues

In rare cases, some users report banking apps working on the beta, but across Reddit and MacRumors forums, multiple complaints appear:

  • Crashes on launch or closing immediately
  • Login failures, with banking apps "not compatible" or "can’t log in"
  • Infinite “Talking to [Bank]…” screens after splash launch
  • False "jailbreak detected" warnings even on clean installs

Examples from users:

  • On Reddit: “Critical apps like banking apps crash as well. What a train wreck.”
  • Another said: “Banking app didn’t work anymore and always claimed the iPhone to be jailbroken.”
  • From MacRumors:“Since install of the Beta, Deutsche Bank banking app close directly in their splash screen.”

These reports paint a clear picture: banking apps often become unusable on iOS 26 Beta.

Part 2: iOS 26 Beta Working/Non-Working Banking Apps

Working Banking Apps

According to user reports, the following banking apps are functioning well on iOS 26 beta:

  • USAA
  • Barclays (UK)
  • Capital One
  • Chase (US & UK)
  • Monzo
  • HSBC (UK & HK)
  • Lloyds Bank
  • First Direct
  • Scotiabank
  • Revolut
  • Starling Bank
  • Venmo
  • American Express
  • Nationwide
  • Wells Fargo
  • Nubank (Brazil)

Non-Working or Buggy Banking Apps on iOS 26 Beta

However, several banking apps are experiencing problems on iOS 26 beta:

swiper icon Please swipe to view
Banking App
Region
Status
Issues Reported
Bradesco Net Empresa
Brazil
App fails to launch; users report crashes
Mein ELBA (Raiffeisen)
Austria
App fails to launch; users report crashes
Virgin Money
United Kingdom
Biometric authentication fails; app prompts for passcode, then displays error screen
Easy Banking (BNP Paribas Fortis)
Belgium
App fails to launch; users report crashes
Santander Bank Empresas
Brazil
App fails to launch; users report crashes
Itsme
Belgium
App fails to launch; users report crashes
Postfinance
Switzerland
App detects device as jailbroken; fails to launch
SBI Yono Lite
India
App detects device as rooted; fails to launch
UOB TMRW
Singapore
App fails to launch; users report crashes
book icon
Note:

This article is based on user feedback and publicly available information as of June 12, 2025. For the most current updates, please refer to official sources and app developers.

Part 3: Why Are Banking Apps Not Working on iOS 26 Beta?

Several reasons cause banking apps to malfunction on iOS 26 Beta:

  • Security Flags Beta as Jailbroken
  • Many banking apps detect jailbroken devices and block access. Since beta versions can resemble jailbroken systems, apps like Postfinance and UOB TMRW crash or won’t open.

  • Lack of App Compatibility
  • Apps are often updated after iOS’s official release. During the beta phase, many banking apps aren’t yet optimized for iOS 26, leading to crashes or freezes.

  • System API and Privacy Changes
  • iOS 26 introduces new APIs and privacy rules, which can disrupt how apps operate, causing login failures or unexpected crashes.

  • Beta Instability
  • iOS beta versions are prone to bugs and performance issues, which can cause apps to lag, freeze, or close unexpectedly.

  • Device-Specific Issues
  • Some iPhone models may experience overheating or slowdowns on iOS 26 Beta, affecting app performance.Understanding these causes helps users troubleshoot and manage banking app issues on iOS 26 Beta.

Part 4: How to Fix Banking App Issues on iOS 26 Beta

If you're experiencing issues with banking apps on iOS 26 Beta, such as crashes, login failures, or authentication problems, here are several steps you can take to resolve these issues.

1. Update or Reinstall the Banking App

Outdated or corrupted app data can cause instability. Ensure your banking app is updated to the latest version compatible with iOS 26 Beta. If issues persist, reinstalling the app can help reset its state.

Steps to do:

  • Navigate to Settings > General > iPhone Storage.
  • Find and select your banking app.
  • Tap Delete App, or check any updates.
  • Visit the App Store, search for your banking app, and reinstall it.

2. Disable Security Features That May Interfere

Certain iOS 26 Beta features, like Private Relay or VPNs, can interfere with banking app functionality. Temporarily disabling these features may resolve connectivity or authentication issues.

Steps to fix iOS 26 banking app issue by disabling security features:

  • Go to Settings > Apple ID > iCloud.
  • Select Private Relay and toggle it off.
  • If using a VPN, navigate to Settings > VPN and disconnect or disable it.
icloud private relay off to fix ios 26 banking apps issue

3. Report the Issue to Apple via Feedback Assistant

Reporting bugs helps Apple identify and address issues in beta versions. Use the Feedback Assistant to submit detailed information about the problem.

Provide a clear and concise description of the issue, including steps to reproduce it and any relevant screenshots or logs.

4. Roll Back to a Stable iOS Version

If banking apps remain non-functional and you require immediate access, consider downgrading to a stable iOS version. This process involves restoring your device to a previous iOS version using iTunes or Finder.

Simple steps to fix iOS 26 baking app via rolling back to iOS 18:

  • Back up your iPhone to iCloud or iTunes/Finder.
  • Download the appropriate IPSW file for the iOS version you wish to install.
  • Connect your iPhone to your computer and open iTunes (or Finder on macOS Catalina and later).
  • Put your iPhone into Recovery Mode
  • In iTunes/Finder, select your device and choose Restore iPhone while holding the Option (Mac) or Shift (Windows) key.
  • Select the downloaded IPSW file and confirm the restore process.
  • Once the process is complete, set up your iPhone and restore your backup.
restore iphone with itunes to fix ios 26 banking apps issue
tips icon
Tips:

Use Tensorshare ReiBoot to make this easier. It helps you enter Recovery Mode and downgrade iOS with fewer steps—no tech skills needed. It also fixes system bugs that might be causing your banking apps to crash.

Part 5: Ultimate Tool to Fix Banking App or Any iPhone System Issue

For users experiencing persistent issues with banking apps or other system-related problems on iOS 26, Tensorshare ReiBoot is a comprehensive solution.

Tensorshare ReiBoot allows you to repair iOS system issues without data loss, including problems with apps, boot loops, and device crashes.

Key Features of Tenorshare ReiBoot

  • One-Click Repair: Fix over 150 iOS system issues, including some App issues with a single click.
  • No Data Loss: Repair your iPhone/iPad without erasing any data.
  • User-Friendly Interface: Easy-to-use interface suitable for both beginners and advanced users.
  • Wide Compatibility: Supports all iPhone models and iOS versions, including iOS 26.

Steps to Fix Any iPhone/iPad System Issue with ReiBoot

  • Download and Install Tenorshare ReiBoot on your computer. Then connect your iPhone with the computer and run ReiBoot.

    launch reiboot
  • Choose Standard Repair. Also, read the instructions below to know about the requirements of the tool.

    fix with reiboot
  • When ReiBoot detects your device, continue to download the latest firmware package by clicking Download. Wait for the firmware to download.

    fix with reiboot
  • Click Start Standard Repair.

    fix with reiboot
  • Wait until the repair gets completed. You’ll see a confirmation message once it’s done. Click Done when it's finished.

    repair successfully

By using Tensorshare ReiBoot, you can resolve underlying system issues that may be affecting the performance of banking apps on your iPhone.

Part 6: Pro Tips for Banking App Issues on iOS 26

  • Avoid Using Beta on Primary Devices: If you rely on banking apps, it's advisable not to install beta versions of iOS on your primary device.
  • Regular Backups: Always back up your device before installing any beta software to prevent data loss.
  • Monitor App Updates: Keep an eye on updates from your banking apps, as developers may release patches to address compatibility issues with iOS 26.
  • Report Issues: Use Apple's Feedback Assistant to report any bugs or issues you encounter with banking apps on iOS 26.
  • Stay Informed: Follow forums and communities to stay updated on the latest information regarding iOS 26 and banking app compatibility.

Conclusion

Banking apps not working on iOS 26 Beta is a predictable outcome—not random. A combination of false jailbreak detections, official beta restrictions, and API changes make many financial apps unusable. To stay safe:

  • Use a secondary device
  • Downgrade promptly if needed
  • Reinstall apps cleanly
  • Employ tools like Tensorshare ReiBoot to clear stubborn system issues

With these measures and ReiBoot’s help, you can test new iOS features and still keep your banking apps running smoothly—keeping your finances intact and worry-free.

Speak Your Mind

Registrer/ Login

then write your review

Speak Your Mind

Leave a Comment

Create your review for Tenorshare articles

Related articles

All topics

Tenorshare ReiBoot

ReiBoot - No.1 Free iOS System Repair Software

Fix 150+ iOS Issues without Data Loss & Safely Upgrade/Downgrade

ReiBoot: No.1 iOS Repair Tool

Fix 150+ iOS Issues, No Data Loss